Remote Deposit Capture RSS Feed
Remote Deposit Capture Newsletter
Remote Deposit Capture Group on LinkedIn
Remote Deposit Capture Group onTwitter
The Green Sheet

Email Page 
Print Page 
 Add to LinkedIn Add to Twitter Add to Facebook Add to Reddit Add to StumbleUpon 
Add to Tumblr
Search discussion boards: 

Remote Deposit Capture Discussion Boards

The Remote Deposit Capture Discussion Boards are open to the entire industry. Post comments, share news, ask questions and more with professionals from throughout the industry.
Go back to Discussion Boards
Remote Deposit Capture Discussions Discuss the ins-&-outs of Remote Deposit Capture here. No vendor solicitations here please.
Discussion Boards > Remote Deposit Capture Discussions > Blank MICR Settings View modes: 
User avatar
Member
Member
kvalkuchak - 8/6/2018 10:53:50 AM
   
Blank MICR Settings
Do any other banks have blank MICR detection settings on their client scanners that prohibits them from depositing a check without proper MICR? We run into a lot of issues with this due to the increase in people printing valid checks without MICR ink, and so we are constantly turning this feature on and off for our customers so they can get their checks deposited. We are considering turning that feature off since we have an extensive application and annual review process for these clients, but are curious what other banks are doing.
Thanks.

User avatar
Member
Member
Tich - 9/21/2018 12:56:01 PM
   
RE:Blank MICR Settings
Another option would be to have your clients scan the MICR rejects with your mobile applicaiton (if available).  Mobile device apps would typlically read the MICR line with OCR and provide much improved read results.

Thanks...Larry

User avatar
Member
Member
rickooten - 9/22/2018 10:11:06 AM
   
RE:Blank MICR Settings
Non MICR printed checks are a challenge as MICR ink is still required / provided on checks sourced from bank check ordering channels. As mentioned it is the home printing of checks that create non MICR checks in the clearing system. Most if not all physical check scanning devices are expecting MICR based prinitng of the MICR lines - and while one or two low signal MICR characters can be read using a dual MICR / OCR read process - the absence of MICR on a check usually indicates a potential problem and almost always requires manual keying to get into the system. Using a moble deposit platform may be an alternative. Removing the requirement for MICR ink on RDC deposited checks using a physical check scanner may be an option - but think this is not commonly done as the quality of read is lower which leads to more manual keying. Good luck!

Recent Forum Posts

RE:Scanner Hit Rate Issue

John, take it from me, I've sold tons of Digital Check scanners in my 20 years hear at Benchmark, and that 220E is ancient. The MICR head is probabaly going out. It's a testament to Digital Check, you, and yoru staf,f that you still have the unit working at all. You should consider a Digi...
Posted on 9/28/2018 9:09:20 AM


RDC "acceptable return rate"

Good morning, Does anyone have any thoughts on an acceptable return rate for RDC items?  We have a member financial institution that is reviewing their RDC underwriting procedures and is curious what others are experiencing.  Thanks!
Posted on 9/27/2018 9:05:22 AM


RE:Blank MICR Settings

Non MICR printed checks are a challenge as MICR ink is still required / provided on checks sourced from bank check ordering channels. As mentioned it is the home printing of checks that create non MICR checks in the clearing system. Most if not all physical check scanning devices are expecting MI...
Posted on 9/22/2018 10:11:06 AM