Welcome to the RDC Community

Expansion of the RDC business market for small volume users requires the use of lower cost check image capture devices that are portable and convenient to use. RDC solutions are now evolving to include every type of document scanning capture device. http://www.remotedepositcapture.com/images/Ken...

At the RDC Summit 2011, Cachet Financial Solutions was a major sponsor, and did a great job at the lunch they sponsored. Among the great activities, they introduced one of the most entertaining Remote Deposit Capture videos I have seen yet: RDC "Jaywalking". From Cachet, and now posted...

Now that we've announced the dates & location of the RDC Summit 2012, it is time to focus upon the sessions and topics for the conference and to recruit industry-leading and engaging speakers.A primary focus for this year’s Summit will be how RDC has evolved over the past several y...

I should have added the requirement for  Title 12 Part 229 AVAILABILITY OF FUNDS AND COLLECTION OF CHECKS (REGULATION CC) SubPart D escpecially those sections that refer to Subsequent Substitute Checks including: Section AAA. 229.2(aaa) Substitute Check (5); XVI. Section 229.30 Paying Bank's...

The question was asked: Is there any reg. or guidelines for re-depositing an NSF item back thru RDC if it has gone thru already once before and is now NSFThe two source documents used here are the X9.100-187 – 2008 and the X9.100-140 – 2008.It is my understanding that yes, you can res...

CFC Technology's new book “A Tale of Three Banks,” is a creative approach to an age-old dilemma. The book discusses how FIs who refuse to embrace technology may miss out on valuable opportunities. Written children’s book style and full of illustrations, it's a nice, easy read fo...

The AFP 2011 conference held in Boston last week was well attended and included a very complete agenda for Treasury professionals, especially those looking to expand their knowledge about doing business internationally. In today’s business environment between the conference agenda and the exhibitors on the show floor, this was an important conference to attend if you want to stay informed about advances in treasury. During the conference, we had an opportunity to visit with a number of financial institutions, corporate practitioners and solution providers. Our focus at AFP was on Remote Deposit Capture (RDC), and how the implementation of an RDC system can support an organizations goal to improve productivity and liquidity for corporate customers. There was, however, not a lot on the agenda about RDC giving us more time to spend on the show floor.

RemoteDepositCapture.com attended the AFP Annual conference in Boston last week and it was encouraging to see strong attendance – over 6,000 attendees.  It was also great to see a large presence of Remote Deposit Capture hardware vendors.  We had the opportunity to speak with RDM, Panini, Burroughs, Epson, Digital Check, Canon and CTS about the products they were showcasing. 

Just when you thought that there was nothing new in teller and branch deposit automation, a new development is slowly making people take notice. There is an evolving debate on thick versus thin client technologies. Read on.

While at the RDC Summit 2011, I had the opportunity to attend two sessions, in the Credit Union Track, on Mobile Remote Deposit Capture.  While the two credit unions presented in different sessions, a few common themes stood out among the presenting institutions: Mobile RDC is not as risky as you might think and RDC can have a big impact on the FI.   Tony Rasmussen from Mountain American Credit Union (MACU) presented in the “Mobile RDC for Credit Unions” session and Mary O’Rourke from Randolph Brooks Federal Credit Union (RBFCU) presented in the “Mobile & Consumer Capture Case Studies” session.

How happy are your customers with your Remote Deposit Capture offering? Is the system intuitive and easy to use?  Are there issues with the scanner, such as jams and misreads? Are they performing regular maintenance? How would you know?  Customer satisfaction cannot be assumed; you must follow up and ask questions.  Intrigued?  Read on …..

I have the honor of being invited back to Washington DC to meet with and present to the FFIEC on the latest and greatest with RDC. The last time this happened, it was part of the process the FFIEC went through as they developed their RDC Risk Management Guidance. What are the issues, concerns, etc. that would make a “short list” of items which should be addressed? Your input is appreciated.